:root{--ink:#11191b;--muted:#5e6c6e;--teal:#008c9a;--deep:#00717c;--mint:#e4f5f6;--paper:#f7f9f9;--wine:#98002e;--white:#fff;--line:#d5e1e2;--shadow:0 18px 48px rgba(0,113,124,.14)}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--paper);color:var(--ink);font-family:"DM Sans",Arial,sans-serif;font-size:16px;line-height:1.58}
img{max-width:100%;display:block}
a{color:inherit}
.wrap{width:min(1160px,calc(100% - 40px));margin:auto}
.site-header{position:sticky;top:0;z-index:20;background:rgba(247,249,249,.96);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.nav{min-height:82px;display:flex;align-items:center;justify-content:space-between;gap:22px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;font-weight:700;line-height:1.15;flex:0 0 auto}
.brand img{width:124px;height:54px;object-fit:contain}
.brand small{display:block;color:var(--muted);font-size:.68rem;letter-spacing:.12em;text-transform:uppercase;margin-top:4px}
.navlinks{display:flex;align-items:center;gap:21px;font-size:.88rem;font-weight:700}
.navlinks a{text-decoration:none;white-space:nowrap;padding:8px 0;border-bottom:2px solid transparent}
.navlinks a:hover,.navlinks a[aria-current="page"]{color:var(--deep);border-color:var(--teal)}
.hero{padding:58px 0 50px}
.hero-grid,.split{display:grid;grid-template-columns:1.06fr .94fr;gap:48px;align-items:center}
.hero h1,.page-hero h1{font-family:Fraunces,Georgia,serif;font-size:clamp(2.8rem,6vw,4.75rem);line-height:.99;letter-spacing:-.04em;margin:13px 0 20px}
.hero h1 em{font-style:normal;color:var(--deep)}
.hero p,.page-hero p{font-size:1.15rem;color:var(--muted);max-width:690px}
.eyebrow{font-size:.78rem;text-transform:uppercase;letter-spacing:.16em;color:var(--deep);font-weight:700}
.actions{display:flex;gap:11px;flex-wrap:wrap;margin-top:27px}
.primary,.secondary{display:inline-flex;align-items:center;justify-content:center;border-radius:10px;padding:12px 18px;font-weight:700;text-decoration:none;border:0;cursor:pointer}
.primary{background:var(--teal);color:white}.primary:hover{background:var(--deep)}
.secondary{background:white;border:1px solid var(--line)}.secondary:hover{border-color:var(--teal);color:var(--deep)}
.hero-card{background:var(--teal);color:white;border-radius:26px;padding:30px;box-shadow:var(--shadow);overflow:hidden}
.hero-card h2{font-family:Fraunces,Georgia,serif;font-size:2rem;line-height:1.08;margin:7px 0 12px}
.hero-card p{color:#dcf3f5;font-size:1rem}
.quicklinks{display:grid;gap:10px;margin-top:19px}
.quicklinks a{display:flex;justify-content:space-between;gap:14px;background:white;color:var(--ink);padding:14px 16px;border-radius:12px;text-decoration:none;font-weight:700}
.quicklinks a:hover{transform:translateX(3px)}
.advisor{display:flex;align-items:center;gap:13px;margin-top:26px;width:max-content;max-width:100%;background:white;border:1px solid var(--line);border-radius:14px;padding:9px 15px 9px 9px}
.advisor img{width:55px;height:55px;border-radius:50%;object-fit:cover;object-position:center top;border:3px solid var(--mint)}
.advisor strong,.advisor small{display:block}.advisor small{color:var(--muted);font-size:.8rem}
.photo-banner{position:relative;min-height:400px;border-radius:25px;overflow:hidden;box-shadow:var(--shadow)}
.photo-banner>img{position:absolute;width:100%;height:100%;object-fit:cover}
.photo-caption{position:absolute;left:26px;bottom:26px;right:26px;background:rgba(17,25,27,.9);color:white;padding:22px;border-radius:15px;border-left:5px solid var(--teal)}
.photo-caption h2{font-family:Fraunces,Georgia,serif;font-size:2rem;line-height:1.08;margin:5px 0}
.photo-caption p{margin:0;color:#d5e1e2}
section{padding:70px 0}
.page-hero{padding:56px 0;background:white;border-bottom:1px solid var(--line)}
.page-hero .wrap{max-width:900px;margin-left:max(20px,calc((100% - 1160px)/2))}
.page-hero h1{font-size:clamp(2.65rem,5vw,4.3rem)}
.section-head{display:flex;justify-content:space-between;gap:32px;align-items:end;margin-bottom:29px}
.section-head h2,.content h2{font-family:Fraunces,Georgia,serif;font-size:clamp(2.2rem,4vw,3.15rem);line-height:1.05;margin:7px 0 0}
.section-head p{max-width:500px;color:var(--muted)}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.card{background:white;border:1px solid var(--line);border-radius:18px;padding:24px;display:flex;flex-direction:column;min-height:270px}
.card h2,.card h3{font-family:Fraunces,Georgia,serif;font-size:1.55rem;line-height:1.13;margin:12px 0 10px}
.card p{color:var(--muted);font-size:.94rem;margin-top:0}
.card .card-link{margin-top:auto;color:var(--deep);font-weight:700;text-decoration:none}
.tag{font-size:.73rem;font-weight:700;text-transform:uppercase;letter-spacing:.1em;color:var(--deep)}
.list{padding:0;list-style:none;margin:16px 0 22px}.list li{display:flex;gap:9px;margin:9px 0;font-size:.92rem}.check{color:var(--deep);font-weight:700}
.feature{display:grid;grid-template-columns:.92fr 1.08fr;border:1px solid var(--line);border-radius:25px;overflow:hidden;background:white;box-shadow:var(--shadow)}
.feature img{width:100%;height:100%;min-height:410px;object-fit:cover}
.feature-copy{padding:40px}.feature-copy h2{font-family:Fraunces,Georgia,serif;font-size:clamp(2.2rem,4vw,3rem);line-height:1.05;margin:8px 0 15px}.feature-copy p{color:var(--muted)}
.dark{background:var(--ink);color:white}.dark p{color:#c7d5d6}.mint{background:var(--mint)}.white{background:white}
.ratio{display:grid;grid-template-columns:.75fr 1.25fr;border-radius:25px;overflow:hidden;background:var(--ink);color:white}
.ratio-number{background:var(--teal);padding:40px;display:flex;flex-direction:column;justify-content:center}.ratio-number strong{font-family:Fraunces,Georgia,serif;font-size:clamp(4rem,9vw,7rem);line-height:.9}.ratio-copy{padding:40px}.ratio-copy h2{font-family:Fraunces,Georgia,serif;font-size:2.6rem;line-height:1.06;margin:8px 0 16px}.ratio-copy p{color:#c7d5d6}.ratio-copy .lead{font-size:1.15rem;color:white}
.filters{display:flex;gap:9px;flex-wrap:wrap;margin-bottom:24px}.filter{border:1px solid var(--line);background:white;border-radius:99px;padding:9px 14px;cursor:pointer;color:var(--muted);font-weight:600}.filter.active{background:var(--ink);color:white;border-color:var(--ink)}
.directory-card[hidden]{display:none}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.step{background:white;border:1px solid var(--line);border-radius:18px;padding:24px}.step b{display:grid;place-items:center;width:38px;height:38px;background:var(--mint);color:var(--deep);border-radius:10px}.step h3{font-family:Fraunces,Georgia,serif;font-size:1.45rem;margin:15px 0 8px}.step p{color:var(--muted);margin:0}
.callout{border-left:5px solid var(--wine);background:#fff1f4;padding:18px 20px;border-radius:0 13px 13px 0;margin:24px 0}.callout strong{color:#741a35}
.cta{background:var(--teal);color:white}.cta-grid{display:grid;grid-template-columns:1fr auto;gap:32px;align-items:center}.cta h2{font-family:Fraunces,Georgia,serif;font-size:clamp(2.2rem,4vw,3rem);line-height:1.06;margin:6px 0}.cta p{color:#d9f1f3;max-width:720px}.cta .primary{background:white;color:var(--deep)}
.site-footer{background:#080d0e;color:#bdc9ca;padding:36px 0}.footer-grid{display:flex;justify-content:space-between;gap:28px}.footer-brand{display:flex;gap:16px;align-items:center}.footer-brand img{width:185px;height:80px;object-fit:contain}.site-footer p{font-size:.8rem;margin:5px 0}.footer-links{display:flex;gap:16px;flex-wrap:wrap;font-size:.82rem}.footer-links a{color:white}
@media(max-width:960px){.nav{align-items:flex-start;flex-direction:column;padding:11px 0;gap:7px}.navlinks{width:100%;overflow-x:auto;padding-bottom:5px}.hero-grid,.split,.feature,.ratio{grid-template-columns:1fr}.cards,.steps{grid-template-columns:1fr 1fr}.section-head{display:block}.feature img{min-height:290px}}
@media(max-width:650px){.wrap{width:min(100% - 26px,1160px)}.brand img{width:106px;height:46px}.brand span{font-size:.9rem}.brand small{display:none}.hero{padding-top:36px}.hero h1,.page-hero h1{font-size:2.75rem}.cards,.steps{grid-template-columns:1fr}.hero-card,.feature-copy,.ratio-copy,.ratio-number{padding:25px}.cta-grid{grid-template-columns:1fr;align-items:start}.footer-grid,.footer-brand{display:block}.footer-brand img{margin-bottom:12px}.footer-links{margin-top:19px}}